Welcome to (“the Website”). By accessing or using this Website, you agree to comply with and be bound by the following disclaimer, which governs your use of the Website. Please take a moment to read and understand the terms and conditions outlined below.

  1. Personal Views: The content provided on represents the personal views and opinions of the website owner, unless otherwise stated. The information presented on this Website is for general informational purposes only and should not be considered as professional advice. The views expressed here do not necessarily reflect the views of any organization or institution associated with the website owner.
  2. Accuracy and Completeness: While every effort is made to ensure the accuracy and completeness of the information provided on, we make no guarantees about the timeliness, accuracy, or reliability of the content. The information shared on this Website may contain errors or omissions, and any reliance you place on such information is strictly at your own risk.
  3. Third-Party Links: may contain links to external websites or resources that are not controlled or maintained by the website owner. We have no control over the content, nature, or availability of these external sites. The inclusion of any third-party links on this Website does not imply endorsement or responsibility for the content, products, or services provided by those websites. Visiting external links from is at your own discretion and risk.
  4. Personal Responsibility: The information and content provided on are intended to serve as general guidance and should not be a substitute for professional advice or consultation. The website owner cannot be held liable for any damages or losses incurred as a result of using or relying on the information provided on this Website.
  5. Changes to the Disclaimer: The website owner reserves the right to modify or update this disclaimer at any time without prior notice. It is your responsibility to review this disclaimer periodically for any changes.

By continuing to use, you acknowledge that you have read, understood, and agreed to the terms and conditions of this disclaimer. If you do not agree with any part of this disclaimer, please refrain from using this Website.

Last update: July 5th, 2023